Sometimes you need commercial truck insurance only while you are not hauling. This type of coverage is usually purchased by owner-operators who are primary contracted employer only pays for insurance on their cargo and trailer, but not on the truck itself during return trips. This can be the case when a truck driver is on a long-term lease with a trucking company that already carries its own primary commercial liability insurance plan.
Call SkyBlue Insurance office at 1-800-771-7758 to get started or click on the get quotes button at the top of the page to request a quote after hours. Non-trucking insurance, commercial liability insurance, commercial truck insurance, tractor liability insurance.
But when Dan Driver drops his load off and wipes his hands of the cargo he just delivered, he still needs reliable commercial truck insurance to keep his wallet and future safe in case he has an accident on the way home. That’s where non-trucking liability insurance coverage comes in. It must be purchased in conjunction with a commercial collision and either a comprehensive or Fire, Theft & Combined Additional Risk policy, but this coverage can still be an affordable option if it fits your current trucking-employment situation.
Being ordered to provide an SR-22 or file another financial responsibility form is not allowed on this coverage.
The maximum benefit options and limits you may choose from on this type of insurance are as follows:
Each of these combined single limit policies will meet any bodily injury or property damage liability requirements.